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It is the Change in Monthly Payment that Matters

It is the Change in Monthly Payment that Matters

CalculatedRisk by Bill McBride's avatar
CalculatedRisk by Bill McBride
Apr 01, 2022
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CalculatedRisk Newsletter
CalculatedRisk Newsletter
It is the Change in Monthly Payment that Matters
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Yesterday I pointed that we shouldn’t compare the current situation to the housing bubble and bust, but instead we should look to the 1978 to 1982 period for lessons.

See: Housing: Don't Compare the Current Housing Boom to the Bubble and Bust

In that post, I argued it wasn’t the level of mortgage rates that impacted housing, but the change in rates (this …

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