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MBA: Mortgage Credit Availability was Never Excessive During the Recent Housing Boom

MBA: Mortgage Credit Availability was Never Excessive During the Recent Housing Boom

CalculatedRisk by Bill McBride's avatar
CalculatedRisk by Bill McBride
Oct 11, 2022
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CalculatedRisk Newsletter
CalculatedRisk Newsletter
MBA: Mortgage Credit Availability was Never Excessive During the Recent Housing Boom
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Although mortgage credit availability decreased in September (the MBA headline below), the most important point is mortgage credit availability was never excessive during the boom. Here is the expanded series from the MBA of mortgage credit availability that includes the bubble years (2004 - 2006).

The Total MCAI has an expanded historical series tha…

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