Mortgage Originations by Credit Score and Age

"Credit scores on newly originated mortgages remain very high and reflect continuing high lending standards"

The NY Fed released the Q1 Quarterly Report on Household Debt and Credit this morning. Here are a couple of charts from the report.

The first graph shows mortgage originations by credit score (this includes both purchase and refinance). Look at the difference in credit scores in the recent period compared to the during the bubble years (2003 through 2…