Archive - CalculatedRisk Newsletter

2nd Look at Local Housing Markets in June

Closed sales in June were mostly for contracts signed in April and May, and mortgage rates, according to the Freddie Mac PMMS, averaged 6.73% in April…

Jul 11 •

CalculatedRisk by Bill McBride

Part 2: Current State of the Housing Market; Overview for mid-July 2025

Yesterday, in Part 1: Current State of the Housing Market; Overview for mid-July 2025 I reviewed home inventory, housing starts and sales.

Jul 10 •

CalculatedRisk by Bill McBride

Part 1: Current State of the Housing Market; Overview for mid-July 2025

This 2-part overview for mid-July provides a snapshot of the current housing market.

Jul 9 •

CalculatedRisk by Bill McBride

1st Look at Local Housing Markets in June

Tracking local data gives an early look at what happened the previous month and also reveals regional differences in both sales and inventory.

Jul 8 •

CalculatedRisk by Bill McBride

July ICE Mortgage Monitor: Home Prices Continue to Cool, Early Signs of Homeowner Risk Emerge

Here is the ICE July Mortgage Monitor report (pdf).

Jul 7 •

CalculatedRisk by Bill McBride

Asking Rents Mostly Unchanged Year-over-year

Another monthly update on rents.

Jul 2 •

CalculatedRisk by Bill McBride

Fannie and Freddie: Single Family Serious Delinquency Rates Decreased in May

Fannie Multi-Family Delinquency Rate Near Highest Since Jan 2011 (ex-Pandemic)

Jul 1 •

CalculatedRisk by Bill McBride

June 2025

Freddie Mac House Price Index Declined in May; Up 2.2% Year-over-year

17 of the 30 cities with largest price declines are in Florida and Texas

Jun 30 •

CalculatedRisk by Bill McBride

FHFA’s National Mortgage Database: Outstanding Mortgage Rates, LTV and Credit Scores

Here are some graphs on outstanding mortgages by interest rate, the average mortgage interest rate, borrowers’ credit scores and current loan-to-value…

Jun 30 •

CalculatedRisk by Bill McBride

Final Look at Local Housing Markets in May and a Look Ahead to June Sales

After the National Association of Realtors® (NAR) releases the monthly existing home sales report, I pick up additional local market data that is…

Jun 27

Inflation Adjusted House Prices 1.7% Below 2022 Peak

Price-to-rent index is 8.8% below 2022 peak

Jun 26 •

CalculatedRisk by Bill McBride

New Home Sales Decrease to 623,000 Annual Rate in May

Median New Home Price is Down 7% from the Peak due to Change in Mix

Jun 25 •

CalculatedRisk by Bill McBride

#nojs-banner { position: fixed; bottom: 0; left: 0; padding: 16px 16px 16px 32px; width: 100%; box-sizing: border-box; background: red; color: white; font-family: -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol"; font-size: 13px; line-height: 13px; } #nojs-banner a { color: inherit; text-decoration: underline; } This site requires JavaScript to run correctly. Please turn on JavaScript or unblock scripts