Sitemap - 2024 - CalculatedRisk Newsletter
Fannie and Freddie: Single Family and Multi-Family Serious Delinquency Rates Increased in November
Case-Shiller: National House Price Index Up 3.6% year-over-year in October
Final Look at Local Housing Markets in November and a Look Ahead to December Sales
FHFA’s National Mortgage Database: Outstanding Mortgage Rates, LTV and Credit Scores
Question #9 for 2025: What will happen with house prices in 2025?
Lawler: New Census Population Estimates Show Massively Higher Population Growth
Question #10 for 2025: Will inventory increase further in 2025?
New Home Sales Increase to 664,000 Annual Rate in November
NAR: Existing-Home Sales Increased to 4.15 million SAAR in November
4th Look at Local Housing Markets in November
Housing Starts Decreased to 1.289 million Annual Rate in November
Lawler: Early Read on Existing Home Sales in November
3rd Look at Local Housing Markets in November
Part 2: Current State of the Housing Market; Overview for mid-December 2024
Q3 Update: Delinquencies, Foreclosures and REO
The "Home ATM" Mostly Closed in Q3
2nd Look at Local Housing Markets in November
Part 1: Current State of the Housing Market; Overview for mid-December 2024
ICE Mortgage Monitor: Refinance Activity Increased Especially for Rate/Term Refinances
1st Look at Local Housing Markets in November
Asking Rents Mostly Unchanged Year-over-year
Inflation Adjusted House Prices 1.4% Below 2022 Peak
FHFA Announces Baseline Conforming Loan Limit Will Increase to $806,500
Freddie Mac House Price Index Increased in October; Up 3.7% Year-over-year
Fannie and Freddie: Single Family and Multi-Family Serious Delinquency Rates Increased in October
New Home Sales Decrease Sharply to 610,000 Annual Rate in October
Case-Shiller: National House Price Index Up 3.9% year-over-year in September
Final Look at Local Housing Markets in October and a Look Ahead to November Sales
Preliminary 2025 Housing Forecasts
NAR: Existing-Home Sales Increased to 3.96 million SAAR in October
California Home Sales Up 9.5% SA YoY in October
Housing Starts Decreased to 1.311 million Annual Rate in October
3rd Look at Local Housing Markets in October
Lawler: Early Read on Existing Home Sales in October
Part 2: Current State of the Housing Market; Overview for mid-November 2024
Part 1: Current State of the Housing Market; Overview for mid-November 2024
NY Fed: Mortgage Originations by Credit Score, Delinquencies Increase, Foreclosures Remain Low
2nd Look at Local Housing Markets in October
MBA: Mortgage Delinquencies Decreased Slightly in Q3 2024
1st Look at Local Housing Markets in October
Asking Rents Mostly Unchanged Year-over-year
In Q2, almost 20% of Units Started Built-for-Rent were Single Family
ICE Mortgage Monitor: "Annual home price growth cooled for the seventh consecutive month"
Inflation Adjusted House Prices 1.5% Below 2022 Peak
Freddie Mac House Price Index Increased in September; Up 3.6% Year-over-year
Fannie and Freddie: Single Family and Multi-Family Serious Delinquency Rates Increased in September
Lawler: Mortgage Rates Have Surged Since the Federal Reserve Cut Interest Rates Last Month
Case-Shiller: National House Price Index Up 4.2% year-over-year in August
A Proposal to Address the Housing Crisis
New Home Sales Increase to 738,000 Annual Rate in September
NAR: Existing-Home Sales Decreased to 3.84 million SAAR in September, New Cycle Low
California Home Sales Up 5% SA YoY in September
NMHC on Apartments: "Looser market conditions for the ninth consecutive quarter"
Lawler: Update on the “Neutral” Rate and Early Read on September Existing Home Sales
Housing Starts Decreased to 1.354 million Annual Rate in September
3rd Look at Local Housing Markets in September
Part 2: Current State of the Housing Market; Overview for mid-October 2024
2nd Look at Local Housing Markets in September
Part 1: Current State of the Housing Market; Overview for mid-October 2024
1st Look at Local Housing Markets in September
ICE Mortgage Monitor: Insurance Costs "Spike", Especially in Florida
Asking Rents Mostly Unchanged Year-over-year
Moody's: Apartment Vacancy Rate Unchanged in Q3; Office Vacancy Rate at Record High
FHFA’s National Mortgage Database: Outstanding Mortgage Rates, LTV and Credit Scores
Freddie Mac House Price Index Increased Slightly in August; Up 3.7% Year-over-year
Final Look at Local Housing Markets in August and a Look Ahead to September Sales
Fannie and Freddie: Single Family Serious Delinquency Rate Ticked Up in August
Inflation Adjusted House Prices 1.5% Below 2022 Peak
New Home Sales Decrease to 716,000 Annual Rate in August
Case-Shiller: National House Price Index Up 5.0% year-over-year in July
NAR: Existing-Home Sales Decreased to 3.86 million SAAR in August
Housing Starts Increased to 1.356 million Annual Rate in August
Lawler: Early Read on Existing Home Sales in August
Part 2: Current State of the Housing Market; Overview for mid-September 2024
Q2 Update: Delinquencies, Foreclosures and REO
2nd Look at Local Housing Markets in August
Part 1: Current State of the Housing Market; Overview for mid-September 2024
The "Home ATM" Mostly Closed in Q2
Asking Rents Mostly Unchanged Year-over-year
ICE Mortgage Monitor: House Price Growth Slows, Inventory Surges in Florida and Texas
Correction on San Diego Sales for August 2023
1st Look at Local Housing Markets in August
Freddie Mac House Price Index Increased Slightly in July; Up 4.4% Year-over-year
Inflation Adjusted House Prices 1.6% Below 2022 Peak
House Price Weekend: Case-Shiller: National House Price Index Up 5.4% year-over-year in June
Catching Up: New Home Sales Increased to 739,000 Annual Rate in July
Calculated Risk on Vacation until Sept 5th
Lawler: Rent Trends at Invitation Homes and American Homes 4 Rent (AMH)
Lawler: Early Read on Existing Home Sales in July and 3rd Look at Local Housing Markets
Housing Starts: Single Family Down Year-15% over-year in July; Multi-Family Down 18% YoY
MBA: Mortgage Delinquencies Increased in Q2 2024
Part 2: Current State of the Housing Market; Overview for mid-August 2024
Part 1: Current State of the Housing Market; Overview for mid-August 2024
2nd Look at Local Housing Markets in July
Atlanta Fed: Home Ownership Affordability Monitor
1st Look at Local Housing Markets in July
How Much will the Fannie & Freddie Conforming Loan Limit Change for 2025?
ICE Mortgage Monitor: Existing Home Inventory Surges in Florida and Texas
Asking Rents Mostly Unchanged Year-over-year
Inflation Adjusted House Prices 1.9% Below 2022 Peak
Freddie Mac House Price Index Increased Slightly in June; Up 5.1% Year-over-year
Case-Shiller: National House Price Index Up 5.9% year-over-year in May
Final Look at Local Housing Markets in June and a Look Ahead to July Sales
"Snow Belt to Sun Belt Migration: End of an Era?"
New Home Sales Decrease to 617,000 Annual Rate in June
NAR: Existing-Home Sales Decreased to 3.89 million SAAR in June
NMHC: "Apartment Market Conditions Continue to Loosen"
Lawler: Early Read on Existing Home Sales in June
California Home Sales Down 3% SA YoY in June; 4th Look at Local Housing Markets in June
Single Family Starts Up Year-over-year in June; Multi-Family Starts Down 23% YoY
3rd Look at Local Housing Markets in June
Part 2: Current State of the Housing Market; Overview for mid-July 2024
2nd Look at Local Housing Markets in June
Part 1: Current State of the Housing Market; Overview for mid-July 2024
A Discussion of the Housing Market with Lance Lambert (ResiClub)
1st Look at Local Housing Markets in June
Moody's: Apartment Vacancy Rate Unchanged in Q2; Office Vacancy Rate at New Record High
ICE Mortgage Monitor: Existing Home Inventory Surges in Florida and Texas
Asking Rents Mostly Unchanged Year-over-year
FHFA’s National Mortgage Database: Outstanding Mortgage Rates, LTV and Credit Scores
Final Look at Local Housing Markets in May and a Look Ahead to June Sales
Freddie Mac House Price Index Increased in May; Up 5.9% Year-over-year
Inflation Adjusted House Prices 2.3% Below Peak
New Home Sales Decrease to 619,000 Annual Rate in May
Case-Shiller: National House Price Index Up 6.3% year-over-year in April
NAR: Existing-Home Sales Decreased to 4.11 million SAAR in May
Single Family Starts Down Slightly Year-over-year in May; Multi-Family Starts Down 50%
Lawler: Early Read on Existing Home Sales in May
4th Look at Local Housing Markets in May; California Home Sales Down 6% YoY in May
Comparing the Current Housing Market to the 1978 to 1982 period
3rd Look at Local Housing Markets in May
Part 2: Current State of the Housing Market; Overview for mid-June 2024
Part 1: Current State of the Housing Market; Overview for mid-June 2024
2nd Look at Local Housing Markets in May
Q1 Update: Delinquencies, Foreclosures and REO
The "Home ATM" Mostly Closed in Q1
1st Look at Local Housing Markets in May
Asking Rents Mostly Unchanged Year-over-year
Freddie Mac House Price Index Increased in April; Up 6.5% Year-over-year
ICE Mortgage Monitor: "Home Prices Cool for Second Straight Month in April"
Final Look at Local Housing Markets in April and a Look Ahead to May Sales
Inflation Adjusted House Prices 2.2% Below Peak
Case-Shiller: National House Price Index Up 6.5% year-over-year in March
New Home Sales Decrease to 634,000 Annual Rate in April
NAR: Existing-Home Sales Decreased to 4.14 million SAAR in April
Single Family Built-for-Rent Up 20% Year-over-year in Q1
4th Look at Local Housing Markets in April; California Home Sales Up 4.4% YoY in April
Lawler: Early Read on Existing Home Sales in April & 3rd Look at Local Housing Markets
MBA: Mortgage Delinquencies Increased Slightly in Q1 2024
Single Family Starts Up 18% Year-over-year in April; Multi-Family Starts Down Sharply YoY
Part 2: Current State of the Housing Market; Overview for mid-May 2024
2nd Look at Local Housing Markets in April
Part 1: Current State of the Housing Market; Overview for mid-May 2024
Housing Starts: Record Average Length of Time from Start to Completion in 2023
1st Look at Local Housing Markets in April
Asking Rents Mostly Unchanged Year-over-year
ICE Mortgage Monitor: Annual home price growth eased in March
Inflation Adjusted House Prices 2.4% Below Peak
Lawler: Update on Mortgage Rates and Spreads and also New / Renewal Rents
Freddie Mac House Price Index Increased in March; Up 6.6% Year-over-year
Case-Shiller: National House Price Index Up 6.4% year-over-year in February
Lawler: Observations on the Recent Surge in Net International Migration
Final Look at Local Housing Markets in March
New Home Sales Increase to 693,000 Annual Rate in March
NMHC: "Apartment Market Continues to Loosen"
NAR: Existing-Home Sales Decreased to 4.19 million SAAR in March
4th Look at Local Housing Markets in March; California Home Sales Down 4.4% YoY in March
Lawler: Early Read on Existing Home Sales in March
Single Family Starts Up 22% Year-over-year in March; Multi-Family Starts Down Sharply
3rd Look at Local Housing Markets in March
Part 2: Current State of the Housing Market; Overview for mid-April 2024
2nd Look at Local Housing Markets in March
Part 1: Current State of the Housing Market; Overview for mid-April 2024
An Update on the House Price Battle Royale: Low Inventory vs Affordability
1st Look at Local Housing Markets in March
Immigration and Household Formation
Moody's: Apartment Vacancy Rate Unchanged in Q1; Office Vacancy Rate at Record High
Asking Rents Mostly Unchanged Year-over-year
Freddie Mac House Price Index Increased in February; Up 5.9% Year-over-year
ICE Mortgage Monitor: The Impact of "Golden-Handcuffs" on Mortgage Payments
FHFA’s National Mortgage Database: Outstanding Mortgage Rates, LTV and Credit Scores
Final Look at Local Housing Markets in February
Inflation Adjusted House Prices 2.4% Below Peak
Case-Shiller: National House Price Index Up 6.0% year-over-year in January
New Home Sales at 662,000 Annual Rate in February
NAR: Existing-Home Sales Increased to 4.38 million SAAR in February
California February Existing Home Sales increase 1.3% YoY, Prices up 9.7% YoY
Single Family Starts Up 35% Year-over-year in February; Multi-Family Starts Down Sharply
"The Lock-In Effect of Rising Mortgage Rates"
3rd Look at Local Housing Markets in February
Part 2: Current State of the Housing Market; Overview for mid-March 2024
Part 1: Current State of the Housing Market; Overview for mid-March 2024
Q4 Update: Delinquencies, Foreclosures and REO
2nd Look at Local Housing Markets in February
Lawler: Rent Trends at some Large Holders of Multifamily Properties
1st Look at Local Housing Markets in February
Asking Rents Mostly Unchanged Year-over-year
Inflation Adjusted House Prices 2.4% Below Peak
Lawler: Some Thoughts on Quantitative Easing and Quantitative Tightening
ICE Mortgage Monitor: "First-Time Homebuyers Make Up Record 47% of GSE Purchase Loans"
Freddie Mac House Price Index Increased in January; Up 6.2% Year-over-year
Freddie Reports Surge in Multifamily Serious Delinquencies
Lawler: Update on American Homes for Rent (AMH)
Case-Shiller: National House Price Index Up 5.5% year-over-year in December
Final Look at Local Housing Markets in January
New Home Sales at 661,000 Annual Rate in January
NAR: Existing-Home Sales Increased to 4.00 million SAAR in January
Lawler: Update on Invitation Homes Rental Trends
Single Family Built-for-Rent Almost Doubled Since 2020
3rd Look at Local Housing Markets in January; California Home Sales Up 5.9% YoY in January
Lawler: Update on “Is the “Natural” Rate of Interest Back to Pre-Financial Crisis Levels”
Single Family Starts Up 22% Year-over-year in January; Multi-Family Starts Down Sharply
Part 2: Current State of the Housing Market; Overview for mid-February 2024
2nd Look at Local Housing Markets in January
Part 1: Current State of the Housing Market; Overview for mid-February 2024
MBA: Mortgage Delinquencies Increase in Q4 2023
1st Look at Local Housing Markets in January
ICE (Black Knight) Mortgage Monitor: "Positive Signs in Housing, Mortgage Markets"
Lawler: Update on Mortgage Rates and Spreads
Asking Rents Mostly Unchanged Year-over-year
Inflation Adjusted House Prices 2.3% Below Peak
Freddie Mac House Price Index Increased in December; Up 6.6% Year-over-year
Case-Shiller: National House Price Index Up 5.1% year-over-year in November
New Home Sales increase to 664,000 Annual Rate in December
Final Look at Local Housing Markets in December
1.54 million Total Housing Completions in 2023 including Manufactured Homes; Most Since 2007
NMHC: "Apartment Market Continues to Loosen"
4th Look at Local Housing Markets in December; California Home Sales Down 7.1% YoY in December
Lawler: Early Read on Existing Home Sales in December
3rd Look at Local Housing Markets in December
Update: The Housing Bubble and Mortgage Debt as a Percent of GDP
2nd Look at Local Housing Markets in December
Part 2: Current State of the Housing Market; Overview for mid-January 2024
Part 1: Current State of the Housing Market; Overview for mid-January 2024
1st Look at Local Housing Markets in December
Asking Rents Mostly Unchanged Year-over-year
Question #9 for 2024: What will happen with house prices in 2024?